SandwichGen Planning

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Long-Term Care Planning for Every Generation

Straightforward, research-backed guidance on long-term care insurance — for pre-retirees planning their own future, and adult children caring for aging parents.

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See Real Costs by Age

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Real Premiums, Not Vague Averages

See long-term care insurance costs broken down by age, sex, and family status — the real numbers most guides skip.

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Know What Your Policy Actually Covers

Home care, assisted living, memory care, exclusions, claims — how coverage really works before you need it.

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Explore by Topic

Pick a topic below to start reading — real numbers, plain-English explanations, and no sales pressure.

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Guides & Fundamentals

What long-term care insurance is, how it works, and the terms you need to know before comparing policies.

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Cost & Pricing

Real premium ranges by age, sex, and family status — no vague national averages.

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Coverage & How It Works

What long-term care insurance actually pays for — home care, assisted living, memory care, exclusions, and how to file a claim.

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