Last updated: August 26, 2026
By accessing and using sandwichgenplanning.com (the “Site”), you agree to the following terms.
Use of Content
All content on this Site is provided for general informational purposes only. SandwichGen Planning makes reasonable efforts to keep information about long-term care insurance, costs, and coverage accurate and up to date, but we make no warranties about the completeness, reliability, or accuracy of this information. Insurance pricing, underwriting rules, and Medicaid/Medicare policies change frequently and vary by state — always confirm current details with the relevant insurer, broker, or government agency.
Content Disclaimer
The content on this Site is for educational purposes only and does not constitute insurance, financial, legal, or medical advice. SandwichGen Planning is not an insurance company, agent, or broker, and does not sell or underwrite long-term care insurance, life insurance, or any other insurance policy. We are also not a financial planning firm, an elder law practice, or a medical provider. Always verify coverage details, pricing, eligibility, and terms directly with a licensed insurance professional, and consult a qualified financial advisor, elder law attorney, or physician before making decisions about long-term care coverage, Medicaid planning, or a family member’s medical condition.
Referral and Lead-Gen Disclosure
This Site does not sell insurance policies and does not earn sales commissions on insurance products, which are regulated at the state level. If you request a quote or more information through a form or link on this Site, we may pass your request to a licensed insurance broker, agent, or marketplace partner, and we may receive referral or marketing compensation from that partner for the introduction. This does not influence the accuracy of our editorial content or the recommendations we make, and you are never charged more for using a link on this Site.
No Professional Relationship
Using this Site does not create a professional, advisory, or fiduciary relationship between you and SandwichGen Planning.
Limitation of Liability
To the fullest extent permitted by law, SandwichGen Planning and its contributors are not liable for any damages arising from your use of, or reliance on, the information on this Site, including decisions made about long-term care insurance, Medicaid planning, or care for a family member.
Third-Party Links
This Site may contain links to third-party websites, including insurance carriers, brokers, and government resources. We do not endorse and are not responsible for the content or practices of those sites.
Governing Law
These Terms are governed by the laws of the United States, without regard to conflict of law principles.
Changes to These Terms
We may revise these Terms at any time. Continued use of the Site after changes constitutes acceptance of the revised Terms.
Contact Us
Questions about these Terms can be sent to genplanning@sandwichgenplanning.com.